Financial Services

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Elmo House are experts on all things mortgages and money. They are a young team with an incredible mindset. They combine a litany of specialities from Mortgage Lending to Personal Protection and Estate Planning – all in one place.

Based in the MorfittSmith Building you can always meet with one of the team to get the very best financial services for your property.

In May 2021 they won the ‘Outstanding Firm Newcomer Award’ within their network. We are so proud to see them receive such recognition so early on in their journey.

Andrew & Allison started Elmo House Financial in early 2021 to offer a personal service to each of their clients after having both worked in the broking / advice areas of the financial services & insurance worlds. The unusual name is inspired by the first house that Andrew and Allison bought together & stuck when suggested for a company brand

Mortgage

First Time Buyers | Remortgages | Moving Home?

We can support you with a full suite of mortgages whether you are a First Time Buyer, Homemover, or need to use the Right to Buy, Help to Buy or Shared Equity schemes. We can help you raise funds to buy an investment property on a Buy to Let mortgage, or if your current deal in coming to an end, we can source a new rate or Re-mortgage your property to a new lender for a better deal. Supporting you to raise funds for Home Improvements, debt consolidation and other purposes if required. Your Home may be may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Commercial Mortgages and some forms of Buy to Let are not regulated by the Financial Conduct Authority.

Personal Protection

Protect Income and Debt

We have access to a wide range of insurers allowing us to protect income and debt as comprehensively as possible. In-depth knowledge of each provider’s unique benefits lets us seamlessly tailor advice to our clients. Ensuring that all your protection needs are correctly covered can help to ease any worry about what could happen in the future.

Estate Planning

From Power of Attorney to Taxation & Trust

We can offer all our clients bespoke will writing services incorporating trusts and Lasting Powers of Attorney where appropriate. Correct planning advice can make sure that your wishes are followed and assets protected even after your death. When life changes occur, we will be on hand to make sure that any planning is updated correctly and takes into account any legislative changes that occur. Taxation, Inheritance tax, Trust, Lasting Powers of Attorney planning and Will writing activities are not regulated by the Financial Conduct Authority.